How can I raise my credit score quickly

Typically, a "rescore" means that the lender will use data you provide to update/correct items on your credit report. As a consumer, it will take you 30-60 days to do it directly with the credit bureaus. I should also note that most mortgage products allow for a 680+ score, so it may not be absolutely necessary to increase your score to proceed. If you would like to know more about what can be done with your current score and report as it stands, feel free to message us here at Halo Capital.

Disputing an account will only raise your score not lower it.. if the disputes are removed, it will most likely lower your score.. When an account is disputed, then the credit reporting agency will show the account is in dispute, and any credit score impact is ignored while the file is in dispute.. this is why the lender is requesting the dispute be removed.. because your credit score is not a true representation of your actual score since some accounts are being ignored.. but to answer your question.. re-scoring can be done in as little as 3 days or can take a couple of weeks. Ask your loan officer if he is doing a "Rapid Rescore".. this costs more, but it's much quicker.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

I have to agree with William. I might add that there must be something else having an impact on your score because the disputed items are not impacting your score at the moment. However, if you remove them from "disputed" and they are reporting derogatory credit, this will be even more detrimental to your score. The best you can do is to prove the items in dispute are in fact incorrect just to keep your score at 690. Again look closely at your credit report. Look for Credit Inquires and recently opened or new accounts. Something other than the disputed items are bringing your score down. My name is Elden Lewis with Guaranteed Rate in Indianapolis, IN. If you need any further assistance please feel free to reach out to me at 317-225-4868. https://www.guaranteedrate.com/eldenlewis http://www.indianapolismortgageguy.com/

usually your score will drop due to new accounts being opened, higher balances on credit cards or a new collection or charge-off. We don't charge the customer for a "rapid-rescore" to update changed or incorrect information but the process can still take a couple weeks to complete and there is not a guaranteed result.

fastest way to increase your credit score is to either pay off old accounts, make payment arrangements with your creditors or file complaints directly from the credit bureaus (experian.com, transunion.com, equifax.com) If you're worried about your credit score and would like to refinance, I have an asset based loan program that the score is not considered, 5% interest rate, 5-7 years interest only but can be amortized up to 20-30 years, some lender fees, can close within 7 days with no prepay penalty. Please contact me @ midwestfc548@gmail.com Phone: 319-409-5707 Midwest Finance Corporation LLC, 100 First Ave. NE Suite 1208, Cedar Rapids, IA 52401 Website: http://midwestfinance.webs.com