My credit score is 545, I need to buy a home and need to move soon. I will be a first time buyer. Can anything be done for me

You need to increase your credit score so that your middle score is at least 550. At a 550 Middle score your score will be high enough for an FHA loan with a minimum of 10% down. You still need to meet all other income and asset guidelines as well. Also important is your overall credit, you can't have outstanding judgments on your credit either. Once you have a 580 middle credit score you would qualify for 96.5% FHA financing. You need to work on your credit first! Good Luck!

I work for Primary Residential Mortgage in Arizona. We have an FHA Choice program that goes down to a 500 score. Please do an online search for our phone number at one of our MD offices and find the closest location to you. Make sure to mention our FHA Choice program. Best of Luck!

Call this gentleman, we have worked with him for years and he gets results and he's honest and fair, tell him Michelle sent you.Richard WeklarCredit Rescue Inc.www.CreditRescueAmerica.com215-333-2200 Proud Affiliate of "Homes for Heroes"

First let me say that it takes more than a credit score to obtain financing.. income, debt to income, job, job and pay type, credit deficiencies, judgement, unpaid taxes or student loans.. etc.. etc.. etc.. you could have a 800 credit score but have one of these deficiencies and still get denied.. Although many lenders advertise they will lend to borrowers with scores down to 500, the guidelines are so strict that VERY FEW that apply actually get approved.. the real question is "Why?".. Why is your score so low.. with certain credit deficiencies, lenders require mandatory waiting periods of 1 to 7 years depending on the loan program your going with.. the best advice I can give you would be to work on getting your credit fixed up.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

You will need to improve your credit scores. If you'd like some help, please contact me.