My fico score is 602

You may very well be able to qualify for either a FHA loan with 3.5% down or a USDA loan with no money down.if the home you buy is in an eligible area. If you would like to discuss these options give me a call at 518-579-3412 or email me at mpawlows@freedomonefunding.com.

So far sounds good, I can do as low as 550 credit scores. I am a NY located mortgage pro and would be happy to go over your complete situation and give you some advice. Feel free to call anytime from 8AM until 10PM at night 800-991-5309

I depends on your circumstances. We can do FHA loans down to 580 credit scores, however it depends on the reason why your score is where it's at. Underwriting guidelines and Investor overlays decrease drastically once you reach a credit score of 620+. The other thing is generally FHA requires 3.5% down payment, however you will want to check with any local housing agencies that may offer a down payment assistance program and/or grant. I would be happy to direct you in the right direction, please email me at: jarrod.mcomie@snmc.com, or call 801-568-7733.

Depending on the reason for your score, it MAY be possible to get a FHA mortgage. However, the rate may be a little higher than the market. Consider working to improve Check out my blog on this site: "First Steps" for some suggestions. **PrimeLending was #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013

If you meet the other guidelines, you should be able to get a loan with me. I go down to a 530 in some cases. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803