We are buying our first home. We have found the property.

Several options to have your offer stand out:1) Yes, larger down payment2) Removing contingencies, IE, appraisal or loan, be sure you are good on both these items if you this route.3) A conventional loan vs. an FHA loan usually is preferred.Hope these tips helped

What is the price of the home? How much are you putting down? It shouldn't make a difference but listing realtors have a tendency to advise their sellers that buyers who put more money down are more qualified, and the likelihood that their transactions will close is greater. That's utter nonsense! Whether a buyer is qualified to buy with 5% down or 30% down, he is qualified. Nothing else should matter. Unfortunately, there are many misinformed people in this business who don't know that. The only real way to improve your chances of being able to purchase, short of raising your offer, is to pay all cash, which most folks can't do. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing more than 40 quality lenders that offer in excess of 1,000 loan programs, we definitely have something for everybody.

Cash offer without any contingencies will give you the biggest advantage.. conventional financing with 20% down or more will also be favorable.. FHA or VA financing will be frowned upon by most not because they are a bad product, but because the selling agent is not properly trained in understanding that there is little difference in financing programs in today's over restrictive lending guidelines.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

The truth is the program you use or the down payment size should have nothing to do with winning an offer. The reality is that many uneducated real estate agents do make a stink about program and down payment size. The BEST performing mortgage in the country is a no down payment VA loan, but many agents think small down payments somehow make you less viable. Completely asinine, but... Make your best offer based on your personal finances, and pray the seller has a smart agent. Good luck!

offer to pay all closing costs so that the net cash to seller is more. Get seller drunk