We filed chapter 7 bankruptcy in 2010. Our bankruptcy paperwork shows that we did not reaffirm the mortgage. However, I just
checked our credit reports and the mortgage is showing as being reaffirmed. We did not make any payments, we did not talk to anyone or sign anything from the lender. My bankruptcy attorney is now retired and out of practice. We do not and never wanted to keep the house. How do we handle this? by ddykem_233_428 from Parkville, Maryland. Mar 21st 2013
Linda Mckenzie (TheInvestorsAlternative)
#24 ranked lender in Tennessee - 3 contributions
Sounds like there are some credit reporting inaccuracies. I would talk to another (new) attorney that specializes in bankruptcy law.
Bobby Haynes (BHaynes)
#75 ranked lender in Colorado - 2 contributions
We can get your commercial loan processed please give me a call today! at 720-296-9867
Peter Savino (855411LEND)
#99 ranked lender in New Jersey - 332 contributions
Contact another attorney and give back the house in a deed in lieu. ===A deed in lieu of foreclosure is a deed instrument in which a mortgagor conveys all interest in a real property to the mortgagee to satisfy a loan that is in default and avoid foreclosure proceedings. Hope this helps you. www HOMEMORTGAGEPERT.COM PETER SAVINO
Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions
Hold off on the deed in lieu. This can damage your credit almost as bad as a foreclosure. File a dispute with each bureau that shows this error. They may remove it without any legal action. Contact me if you need help with this.
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