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I'm sure there are, but there are no "Conforming" loan products that allow for this.. you would be looking for "Non-Conforming" loan lenders or "portfolio lenders".. I think what you might run into is that the pricing for a IO loan vs. a fully amortized loan, the payment will be about the same.. the portfolio lenders doing these types of loans charge a higher interest rate.. so effectively, there's not much difference in the payment.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
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