Just google their name and see if there are any complaints, check out their NMLS license and check it by googeling "NMLS CONSUMER ACCESS" check your loan officers NMLS license also. Check with consumer reports such as rip off reports. If it all looks on the up and up, then proceed. Keep in mind that most every lender/bank, their loans get sold to the same investor. So the terms and rates are very similar. You want to choose a loan officer and company who can close your loan under 30 days, hopefully sooner, and that makes you feel comfortable. Its not the shopper who buys the car, its the salesman who sell them the car. If that makes any sense...Trust and looking out for your best interest should be the main reason for choosing a company and loan officer.
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