Applying for a mortgage through credit union

Although I don't work for a credit union I would almost assume that you already have some sort of internal credit ranking established with the credit union based on your overall account managment. For mortgage brokers - if a borrower has issues with bank statements we order verifications of deposits to be completed that typically avoids the negative information and can get us through the asset documentation process. If your concerned, try calling a local broker in your area and being upfront about your concern - you'd be surprised how much we can help. Good Luck!

They will want to see your last two statements which all lender require.Happy funding, Rudi

My experience is that "most" banks and credit union Mortgage Loan Officers do not have access to look at your other accounts within their firm. If I am reading between the lines, why don't you simply use a different lender? Credit Unions and banks are beat every single day by non-bank lenders.