Are borrowers always required to sign tax returns? Even if the tax returns match the transcripts?

Yes.. lenders want a signed copy. They need to cover their butts in the event you default on the loan.. Fannie/Freddie could make the lender buy back the loan if you default and they find something that should have been caught in underwriting, like unsigned tax returns.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

LindaTypically yes; the lender or investor usually requirse a signed copy in the final funding package. This is for records in case the loan is ever defaulted on, there will be sufficient evidence to show that you did qualify at the time of closing.If you have any more questions please feel free to let me know.Best RegardsJeff Schnell

Since most borrower's do not actually have a copy of the signed copies of their tax returns that they submitted, signing the copy of the archived tax return attests to the fact that those are indeed the same ones that were submitted to the IRS. Not every single line item on one's tax return will show up on the tax transcripts. Congratulations on closing your loan.

YES... Even if the copy you give me is already signed, we will require you sign them again. By signing, you are swearing the document is true and correct.

Yes, borrowers are required to sign tax returns to verify that they are accurate.

Yes to verify accuracy and attempt to minimize fraud

Live signature is required.

yes, you are required to provide the signed tax returns,

As equal to signing your drivers license, endorsing a live check, or signing your passport. Yes

Yes you must sign tax returns. Verifying income is a big deal to the investors. Anything they can do at confirming that the income they are using is in fact accruate only solitifies there position in the unfortunate event you were to default.

Technically you already signed them when you submitted them (electronically with a pin), signing them in your signature is the same. Good luck