Are rates for savings and loans typically higher?

i assume you mean rates at ....??? and it depends on their internal policy and what profit margin they want to have.... if you want to compare and get a second opnion contact me directly and we can get you a second opnion.........................John Schweer | Sr National Mortgage Banker since 1998The Federal Savings Bank | 7900 College Blvd. | Overland Park, KS 66210Direct ? 913-730-9331 | Toll Free ? 877-788-3520 Ext 9331 | Mobile ? 816-517-5626 | Secure Fax ? 913-800-7876Email: jschweer@thefederalsavingsbank.com

WHAT??? williamAcres.com

In today's Mortgage lending environment, there is no clear distinction between Banks and Savings & Loans. It used to be S&Ls were more competitive than banks, but not anymore. Banks and S&Ls all get their $$ from the same pools of funds, so the pricing can be as competitive as they want them to be. About the only lending entity that will consistently have the best rates will be the Credit Unions, simply because they are customer owned so they do not need to gouge their customers to pay outrageous salaries for guys at the top and dividends for Wall Street. If you want the best pricing, work with a local Mortgage Banker/Broker instead of the big banks or national Mortgage Factories. Us local Mortgage Bankers/Brokers have access to all the players in the mortgage arena and can fit you into the best program and pricing available. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com