Are there any mortgage programs for single-mothers in the Richmond area?

Based on the information you just provided, there are some programs that may be available to you. However, it will depend on your monthly debt. It will not cost you anything to get Pre-Approved. I would love to help. Please feel free to give me a call at 757-672-6550.

Great news Jessica... FHA has 3.5% down payment homes, so you wouldnt need use up all your savings for the down payment, and your credit is great... Contact a local mortgage broker, not a bank, and apply with them... they have access to a vast number of lenders and can find the right one to match your particular scenario. WilliamAcres.com

I have developed a unique sence of understanding and compassion for what it takes to help identify with single mothers needs since working with my own sister, who is also a single mom. I would appreciate the opportunity to help you with all your mortgage needs. ENG Lending, A Division of Bank of England, always puts your best interest first. We would appreciate the opportunity to serve you. Please visit us at www.cincinnatimortgagerate.net. You will soon find that we are so much more than a Mortgage Banker; we are a company that is dedicated to empowering our clients and referral partners. Don't forget to visit our Facebook Fanpage at http://www.facebook.com/pages/ENG-Lending-Cincinnati/171183536269710?sk=wallOr Call Anytime 513-403-6260

You should easily qualify for a home loan based on your income and credit scores. In many cases, at today's rates, the mortgage payment is less than rent for a comperably sized home. My best advice is to contact a local Mortgage Banker/Broker, rather than one of the big banks. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, He/She is trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org

yes there is. There is a no money down program in the Richmond area for those that have not owned a home in the last 3 years. Go to VHDA.com and click on the "home buyers" link at the top. Then click on the "tools for Home buyers" at the right. Let me know if you have questions.