Are there lenders who still do manual underwriting?
I was wondering if there are lenders who do manual underwriting in 2022? It’s quite challenging for low score applicants and the market is crazy here in Georgia. I am currently at 560 now due to medical collections, I had to go to the ER a couple of times and I don’t have medical insurance. by janneh669 from Atlanta, Georgia. Feb 17th 2022
Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions
Yes, we have lenders that will manual underwrite. Reach out and let's try and get you into a home.Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified Mortgage Advisor and Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.Licensed in AZ, CA, GA, IL, MO, OR & WA... In fact, NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000 - OR - 480-695-9300.
Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions
Yes, some lenders still do old school manual underwriting. But manual underwriting is usually harder, not easier to qualify. Manual underwriting isn't going to really help with that low credit score. I suggest working on improving that score before trying to get financing. I lend in MN WI IA ND SD. Find me at JoeMetzler.com - Cambria Mortgage, NMLS 274132
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