We had a bankruptcy 3 years ago our credit score Is between 682-685 for the two of us! We would like to get our house back in our name but cant afford any higher interest rate then the one we have now it's 4.50 Have not had any missed or late payments for three years tried to get a refinance from our own bank but they said we have to wait 4 years!! Can we get a harp loan ? by zburkandjoey212 from , . Nov 20th 2016
There are programs available that will allow you to refinance after 2 years. Check with a Local Loan Advisor in you area.
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