Best option for good credit but not much down?

Unless your looking at a home that's in a defined USDA area (zero down available), or you have VA benefits available to you (also zero down), you will need at least 3% down payment ($9000 on a $300K home) for conforming financing, and 3.5% down for FHA.. There might be some local grant programs available to you to assist you in the down payment requirements.. the best way to find out would be to contact a local mortgage broker and apply with them.. they should be on top of any of the latest programs and should be able to guide you in the right direction... .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

USDA would be a great option. 103% financing. Your can roll up to 3% of the closing cost back into the loan. Max household income of 103K and house had to be located in a USDA approved area. Call me a 936-499-6740 if you would like me to help you put the lease down possible.

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USDA would not be an option at that price range. USDA has limits and at that range you would need to eclipse the income limit to qualify. Your best option would be a conventional 3% down which would mean that you need about another $2000 to put down. The seller could pay closing costs so you would only be paying the 3% down. If you need any help, just let me know I am located in Texas and can help.

Hello and good morning. I am a mortgage broker here in Lewisville, TX just down the road from you there. We lend in Tarrant County and are very familiar with this market. As we are right next door. As far as loan programs and your score we can discuss what your options would be in detail. If you are a veteran we can do 100% as everyone else here has said. Then we might be able to help you get a TDHCA second or some other form of down payment assistance under a conventional loan. FHA will only lend to $271,050 in Tarrant county and your scores are high enough that I would not advise you to take that kind of loan as they want 3.5% down and require an upfront mortgage insurance premium of 1.75% where as we can garner a straight 97% conventional loan for you with no upfront mortgage insurance. Let's get together and brain storm your options. Have a great day and I look forward to the opportunity to be of service. Brad Cahoone - NMLS ID: 184176 - 972-724-3222 x227 - bcahoone@globalhomefinance.com - Global Home Finance Inc. NMLS ID 316441 -apply online: htto://globalhomefinance.com/apply.php

On a $300,000 purchase, just $4,000 isn't going to come even close to working... you need a lot more than 1.3% down. So check out things like a zero down payment USDA Rural Housing Loan, a Zero down payment VA loan (if you are a vet), or contact a local Texas mortgage broker for possible local community assistance programs.