Hi Lender411 guys! I am newly shopping for a loan. Fixed 30 years, conventional. Good credit, but no debt. ;-) 650 FICO. Income is fixed, SSI $4,500/month. I filled out a loan app on Rocket mortgage Friday, and I have been getting a ton, and I mean TON of lender calls. Can you guys give a newbie like me some best practices for sifting through all these lender calls? Feeling overwhelmed. by dalamb2 from Queen Creek, Arizona. Jan 22nd 2020
1. Ignore all the calls, emails and texts. 2. Contact a local "brick and mortar" lender with an office near you. 3. Meet with them face to face and review the programs you really qualify for. #RocketsExplode
Hi Dalamb2,Unfortunately, the credit bureaus sell your info to lenders once you have your credit report pulled for a mortgage.You can go to www.optoutprescreen.com to stop this. In the mean time, ignore the phone calls, texts & emails & contact a small mortgage banker like me.| John Burke | Senior Mortgage Banker | Lending in ALL 50 states |Great Plains Bank | jburke@gpbankTX.net | (877)228-9069 | NMLS# 787231 |
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