Our bank wants us to pull our credit every 90 days on a short-sale house. Does this drastically effect our credit score when the deal finally goes through? by shammo_638_528 from Long Beach, California. Sep 19th 2011
Having your credit re pulled every 90 days will affect your credit score, but assuming no one else is running your credit it will not be drastic... probably less than 10 points... it's when you have more than 4 inquiries in the last 90 days that has a bigger impact on your credit. This is assuming that the inquiries are for different things... if you go to a car dealership and apply for a car loan and they run your credit and 4 banks run your credit, they will all have the impact if your credit was only run once... so it's not just how many inquiries, but how many "Different Types" of inquiries are on your report. WilliamAcres.com
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