Can a lender unwind a loan two months after closing?

Typically, NO. However, there are legitimate reasons for doing so. For example, if they have identified fraud, they could use that as a reason. To better help you, knowing what their reasoning is for wanting to cancel the loan would allow me to better guide you. You should not delay. The longer you wait to try and resolve this matter, the less likely you are at being successful.Give me a call.Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000 - OR - 480-695-9300.

NO. Once a loan is closed, it is closed. Period, done deal. If fraud is discovered, they could go through a forced foreclosure with an acceleration clause. But if they simply approved and closed a loan they shouldn't have... There is nothing they can do. I lend in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota. I can be found at JoeMetzler.com. Cambria Mortgage, NMLS 274132