Can a person on a property deed, and not the mortgage, assume payment of the mortgage if the borrower dies with a mortgage?

More info needed, but specifically, if the borrower dies.. then the heirs are allowed to continue paying on the mortgage and the lender cannot call the note due.. You can assume it without qualifying, nor is there the need to refinance into your own name.. If the 2nd person on the deed is also an heir, then the answer is yes.. but if they are not, then this complicates things... But as I said.. there are laws in place to protect heirs from potentially losing a home they inherited.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893