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can a widow qualify for a VA loan

by pe1ican832 from Dunnellon, Florida. Aug 5th 2013 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

Yes.. Are you a Veteran, or the spouse of a deceased Veteran.. but as you can see, there are many guidelines/conditions that need to apply.. if you want to take the guess work out of it, then contact a local mortgage broker and apply with them.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Aug 6th 2013
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Jason Vondrak (jvondrak)
#220 ranked lender in California - 1,741 contributions

Yes, a widow can qualify for a VA loan if they were married to the veteran prior to the time of death and have not re-married.

Aug 6th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

The quick answer is YES... Now for the fine print.. Surviving spouse of a vet who did in active duty, or after a service related disability, or a surviving spouse who has a current VA loan can still do a VA refinance. In MN and WI - visit www.VA-IRRRL-Loan-MN.com

Aug 6th 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Yes, with conditions.

Aug 6th 2013
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Adrielle Edwards (AdrielleEdwards)
#902 ranked lender in California - 96 contributions

As the spouse of a deceased veteran you can qualify as long as you have not remarried.

Aug 6th 2013
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James Mazzola (Mazzola)
#109 ranked lender in New Jersey - 314 contributions

Yes. As long as you were married at the time of death. If you have the DD214. Contact your VA Office

Aug 6th 2013
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John Moran (SimplifyMortgage)
#7 ranked lender in Arizona - 663 contributions

Absolutely. The VA's policy: The unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the VA home loan benefit.In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan.

Aug 6th 2013
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If you were married to a Veteran at the time of his or her death.

Aug 6th 2013
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Elden Lewis (elewis_409_299)
#41 ranked lender in Indiana - 223 contributions

The unmarried (did not re-marry) surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit. In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan.

Aug 6th 2013
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Josh Lund (Josh_Lund)
#44 ranked lender in Minnesota - 113 contributions

Yes, as long as you were married prior to death.

Aug 6th 2013
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Pete Bass (PeteBass)
#30 ranked lender in Connecticut - 476 contributions

Yes, there are conditions- your best bet is to speak with a lender that has experience doing VA loans.There are very good loan officers here on Lender 411.

Aug 6th 2013
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David Sanders (David_Sanders)
#811 ranked lender in California - 59 contributions

As long as you have not remarried. You should be able to qualify for the VA loan benefits. However, there are extra lender overlays sometimes and other stipulations to go through...

Aug 6th 2013
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