Can I add the cost of a detached garage/shop (improvement) to a VA loan at the time of purchase?

Yes.. but it's not that easy.. you would be applying for a rehab VA purchase loan.. These are not that easy to do.. and not many lenders do them.. However I have several sources for them.. and i'm local.. i'd be glad to help.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / MKS Lending LLC DBA Trusted Lending Center, NMLS 1018196 / AZMB 1414920