Can I apply/qualify for a conforming mortgage loan with my TIN number?

No. You'll need to have a valid real social security number issued to a person legally in the country. A Tax Identification Number is issued to businesses for tax reporting purposes, but commonly fraudulently used by people illegally in the country to try to beat the system. There is a very small number of non-conforming loan lenders who may potentially lend to individuals only using a ITIN number.

Hi Jb,There are lenders that will do an ITIN loan but you'll need 15%+ down & you'll pay a higher rate.| John Burke | Senior Mortgage Banker | Lending in ALL 50 states |Great Plains Bank | jburke@gpbankTX.net | (877)228-9069 | NMLS# 787231 |