Can I buy a primary home given my situation?

Yes. Assuming you qualify, it is one to buy, all owners to sell or refinance. Remember though, typically in this situation, the moment you buy the house, as you are married, she is 1/2 owner, regardless if you were the "only buyer". I lend in WI, MN, IA, ND, SD. Find me at Wi-MortgageBroker.com/quick-quote | Cambria Mortgage | NMLS 274132

No, I am not an attorney, but while you are still legally married, a primary home would be considered a martial property, and your wife would have to be on title. She would have to sign the note acknowledging the debt and CD, but not the mortgage. This would only have her acknowledging the debt and not be responsible for the mortgage. In these situations, with cooperating parties, the spouse will typically sign off the deed to the other spouse.