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can I close in less than 30days

by jcricket42 from San Mateo, California. Dec 19th 2013 Reply


Christopher Arco (1stNationwide)
#174 ranked lender in California - 55 contributions

The answer is yes. You will need to make sure collect all of the necessary documents upfront and when your lender asks for any additional items you should get them same day if possible.

Dec 19th 2013
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Jimmy Vu (Jimmy.Vu)
#960 ranked lender in California - 90 contributions

Yes. Make sure all documents requested are sent in a timely fashion. If you are working with a major bank, it can take up to 90 days to close depending on the situation.

Dec 19th 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Yes, just make sure you have all your documents ready to go.

Dec 19th 2013
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Mina Galab (minagalab@gmail.com)
#121 ranked lender in New Jersey - 92 contributions

Yes of course, and my advice is go for a local direct lender,,, not a big bank and not a mortgage broker, good luck

Dec 19th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

With cooperation from YOU... Which generally means you are basically a clean file, you provide all your documents up-front, and then immediately providing any documents requested during the process - yes, many lenders can easily close a loan within 30-days. www.SaintPaulMortgageBroker.com

Dec 20th 2013
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

yes, but don't forget most people will be working less than 8 days during the next 2 weeks, it will be important to move quickly and pick the right lender!

Dec 20th 2013
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Jason Vondrak (jvondrak)
#220 ranked lender in California - 1,741 contributions

Yes, make sure to prepare all of you documents beforehand and get your lender everything as soon as they request it.

Dec 20th 2013
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

There are so many cog's in the wheel, that no one can promise for sure.. In general, most loans can close in 30 days or less, however this depends on the borrower (You), providing all paperwork on a timely basis, you have no credit issues, no tax issues, and assuming that there are no property deficiencies that would require repairs or re inspection, or clean title, or no well/septic issues, etc, etc, etc... some things you control, and other things are no in your control.. and any of these issues can cause a delay which could drag your file out past 30 days.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Dec 20th 2013
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Blake Kleckner (BlakeK)
#391 ranked lender in California - 261 contributions

Easily, as long as you and both realtors involved in the transaction are diligent about getting docs to the loan officer you are working with. I just closed a loan in 22 days which would have been 20 if the 2-day Thanksgiving holiday hadn't gotten in the way. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 46 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.

Dec 21st 2013
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