can i get a mortgage if i don't work full time?

You will have to be on the Part Time job for a minimum of 2 years in order to count the income. If you have any other questions - you can contact me directly at tliolos@paragonhomeloans.comThomas J LiolosBranch ManagerParagon Home LoansNMLS#: 48774

Your average current income will determine the amount you can borrow.

You will need to have been part time for 2 full years to count the income. You can call me directly at 800-991-5309 ask for the # 1 NY lender on lender 411 Michelle

Guidelines don't state you have to be full time employed, but you have to have verifiable income and must have sufficient income to satisfy the new debt along with your existing debt.. Also, for part time income to be consider, you must have had the job for 2 years or more income consideration.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Good answers previously, depends on how long you've had the income and how stable it is, what you were doing before if less than 2 years. Money in the bank only counts if you are "drawing" on it and we can document funds as income. (Kind of like an "annuity")

The main thing is your work history, credit score and overall debt to income ratio. If you show you've worked part time for 2 years then it wouldn't be an issue. Please feel free to reach out to me via my profile.

How long have you been at your part time job? You will need to have been there for at least two years in order to be able to count it towards your income. You will also need to make enough in order to cover the mortgage payments. Lenders will use your income to determine how much you can borrow.

If you have at least two years on the job, and can meet all the other qualifications you should be ok.

Yes you can get a Mortgsge. Call me to discuss the details. (201)788-2368Thanks Keith

Yes you can, but it will depend on how long you have been working part time. If it less than two years you will most likely not qualify as most lenders require a solid 2-year part time work history to insure it's a stable income source. If you do have that or are close to that you should speak with a local loan officer and find out what your options are. Best wishes, Sean