Can I get a second mortgage when in HARP

The fact your current loan may have been refinanced under the HARP program should have no bearing in and of itself for your to get a home equity line of credit.

A HARP loan is simply a new first mortgage that offered refinancing relief to borrows that were upside down (owed more than the home was worth). What you have is a conforming Fannie or Freddie conventional loan. That said, you should be able to obtain a second mortgage. The bigger question might be, with today's super low rates, does it make more sense to actually refinance into a new lower rate loan and pull out some equity at the same time. A good experienced Mortgage Broker can show you the benefits of your various options and help you make the best financial decision. Need help in finding someone? Contact me and I can hook you up with someone that will take good care of you. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We've got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.