can I help someone with their mortgage without being a co borrower?

Next to becoming a non-occupant co-borrower the most common support given to homebuyers in obtaining a mortgage loan is in gifting money towards the purchase.One can contribute any amount so desired up to all of the down payment and closing costs on some loans and at least the down payment on others. You will have to sign a document that states this is a gift and not required to be paid back. Also, you are usually required to show a recent month's bank statement to the Underwriter that shows you had sufficient funds to be able to gift the money.