Can I increase the cash out in the middle of a refi? Turns out the house appraised for 24000$more

Absolutely, assuming you can qualify for the higher amount. Reach out to your lender and tell them you want to increase the loan to include the lendable equity. They should be able to accommodate. If your debt servicing ratio accommodates the higher amount (meaning you qualify for the higher amount, and they won't allow you to increase, then you may be using the wrong lender. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.

Sure... there is nothing preventing you from asking for changes, like loan amount while in process. the only area of issue is when it is just the last few days before closing. Then any changes might delay the closing date. I lend in MN WI IA SD ND. Find me at FirstTimeHomeBuyer-MN.com - NMLS 274132