Can i qualify for reverse mortgage with 45% equity and my husband is only 62 and i am 65?

You are both old enough... and there is equity in the home, so you should be OK.

You should be OK. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been offering reverse mortgages since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne -www.bartprequalifies.com - email jamie@bartprequalifes.com -800 315 8803

Absoulutely. I'm happy to help with the financing or just give you advice. So if you need more information, or a competing rate quote you can go to my web page, call or email. and use my live support button to discuss or get advice on anything at all with me. Web Address is: http://www.loansfromrob.com/quote/ Email is rhanson@gladewaternational.com and direct phone is 240-752-7549. Good Luck -- Rob Hanson

This will be tight under the new guidelines. High desert values have been low, but are coming up recently. Please contact me at primefinancial@frontier.com, for a realistic pre-appraisal, at no cost or obligation. I only do reverse mortgages, and I pride myself in helping those whose property value "almost qualifies". You may also call me, Dave Metsker, at 855-620-2239, toll free.

Emma, your husband can continue to work as long as he wants to; it will not affect your reverse mortgage. The beauty of a reverse mortgage is, you can change the amount and way you receive benefits, as often as you please. From the minimal information given in this posting, it appears that a line of credit will be your best option. That way, you can draw money whenever you need it, up to the maximum available. Call me, Dave Metsker, at 855-620-2239, for a more complete explanation.

Yes.. you would qualify for a reverse mortgage.. and when it comes to your husbands work, it's also true that he can continue to work, and it will not effect how much you receive each month from the reverse mortgage.. you can change how you get paid within the RM as often as you wish.. Also understand that RM's are a very specific product, and it's best you use someone local and who has experience in doing a RM.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com