If she is an owner of the property she will need to sign some of the closing documents (usually the mortgage itself and Settlement Statement) but would not be obligated on the loan. All owners have to agree to a mortgage being placed against the property. I'd love to help when you're ready and have the details worked out.
No. Your wife needs to sign the truth-in lending, mortgage and HUD statement even if she is not on the new loan or title. You can contact me when you are ready to refinance or if you have any further questions. Carlos Eliseo 561-252-1552.
No, even if you are refinancing the loan in your name only as long as she is on the deed she will sign something, in this case the mortgage anf the HUD...I'm local mortgage broker for 15 years right down the road in Boynton beach...Feel free to call or email me at 954-274-7725 or Ralph@absolutelowrates.comRalph Guertin
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