Can I refi with my FHA loan above 80% LTV?

Yes you can. It would be my pleasure to help you with this transaction. Please call me directly at 443-742-0946 or you can apply online directly at www.affordableloanstoday.com

Yes, certainly you can. If it is a condo, I could price it at 3.875 30 year fixed. Or 3.75% if it is not a condo. No point. Please feel free to contact me at 703-459-8899. Best Regards.

It depends on your full qualification. The loan to value and credit score would work, but you need to also qualify for the debt to income ratio. I would contact a local loan officer and have them present you with all of your options so you can see what direction will be best for your situation. Best wishes, Sean

You are stating that you loan is above the 80% mark ? where did you get your comps? send me your address and I will do your comps for you linda

Yes, you can assuming you meet other qualification requirements.

If you meet all the requirement it should not be a problem.

Assuming you meet all eligibility requirements, then you can use conventional financing for refinancing. If your loan is above 80% LTV, then you will pay MI, but it will be much less than FHA. In fact its tiered 95%, 90% 85%, with the lower LTV's offering the lowest MI rates.. and with conventional, once you have paid for 2 years, and you obtain 20% or more equity, you can contact your lender and request the MI be removed, and you wont have to refinance to do it.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

It is possible to structure a new mortgage to eliminate the monthly PMI payment. That may, or may not make sense depending on the current rate and costs to refinance

If you owe more than 80% of today's value, you will have to deal with mortgage insurance somehow. There is simply no way to get away without it. There are multiple options of dealing with PMI - so be sure to ask your loan officer about monthly PMI, single premium PMI, and lender paid PMI. Finally, conventional PMI is in most cases cheaper than FHA PMI, so it is well worth investigating your options.

Greetings....with credit and up to 90-95% Loan to value there are indeed solutions that include:1. Pay down2. No Monthly Mortgage Insurance (lender Paid, up front etc) Mortgage Insurance.3. No Mortgage Insurance Loans (there are some available around DC).4. VA if you are eligible5. Mixed Mortgage (80/10/10 or 80/15/5) where you would use a 2nd Mortgage or home equity line to finance the balance in excess of 80% of the home's value.Happy to discuss any/all of these with you. Just reach out to me here at my new home - Embrace Home Loans here in DC/MD/VA Dial me at1-800-333-3004 x 3817

Yes