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Can I refinance a jumbo loan with 20% equity?

by patrickwlynn318 from , California. Oct 19th 2013 Reply


Can you talk a little about how Hans?

Oct 19th 2013
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Yes you can. I am at (866) 385-1650 and I am in CA. I can help you

Oct 19th 2013
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I'm not the type to quote without the details. Would you mind if we spoke first?562-307-2477

Oct 19th 2013
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Yes Patrick, you can refinance it. Only certain loans are restrictive to certain guidelines for refinance, usually these are government loans. Let me know iif you have any questions regarding this issue on 909-641-9980. I'm a lender in California Thanks Patrick

Oct 19th 2013
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Pete Bass (PeteBass)
#30 ranked lender in Connecticut - 476 contributions

Yes you can-

Oct 20th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

Generally speaking, yes...

Oct 20th 2013
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Sure. I will be in the office all day tomorrow. Basically though, if you are paying off one mortgage with a new jumbo loan you can go to 80%. If you are paying off a first mortgage plus a heloc then many lenders consider this a cash out loan and the rules and LTV can go down. With jumbo loans, if the loan amount goes over certain limits then the LTV can go down the bottom line is that we need specifics in any loan scenario to quote programs or rates

Oct 20th 2013
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Hans Bruhner (Hans Bruhner)
#132 ranked lender in California - 125 contributions

I was answering incognito it seems. I was not logged in so I was answering as Hans51..... This is me and my profile

Oct 20th 2013
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Stacey Nielsen (Unitywestlending)
#909 ranked lender in California - 123 contributions

Yes indeed. We are located in Newport Beach, Ca. call anytime! 714-422-0880

Oct 21st 2013
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John Schweer (johnschweer)
#24 ranked lender in Kansas - 163 contributions

yes you can, you even go to 10% equity in some instances

Oct 22nd 2013
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