Can I refinance my current home? My previous home was a short sale with missed payments, a little over two years ago.

It is possible with an exception. Please email me offline as I have a few more questions to get answered. Thank you and good luck!

When was the short sale completed?

what type of financing do you have on your current home?

What type of loan do you currently have ? Is this a private mortgage? 855 411 LEND Peter Savino

It is possible, ut your loan officer will need more information than you have provided. Some of which you see posted in other responses. I recommend you call a Lender 411 Mortgage Professional in your area and have a thorough conversation about your situation.

Normal waiting period is 3 years. See other answers on this forum.

Great question, and I get asked this question very regularly. Here is a great "cheat sheet" that I refer back to almost daily that goes over the various loan program waiting periods after negative credit events. Sometimes there are multiple events that affect this, as well as extenuating circumstances. http://landhomenw.com/when-can-i-get-a-mortgage-after-a-foreclosure-short-sale-or-bankruptcy.htm

I might be able to help you. I need to see you financial situation.Please send me the following information for all borrowers:1. 1 Month of current pay stub's2. 2 Year W-2 Income Statements3. 2 Year 1040 Federal Tax Returns4. 3 Months of current Bank Statements5. Copy of Drivers Licenses Please forward them to:James Mazzola8 Matthew AvenueKendall Park, NJ 08824jmazzola@sunnm.com or cornoil@comcast.netIf you have any questions, please do not hesitate to contact me:(O) 973-805-4107(C) 732-501-4249(F) 732-951-0629Thank you,James Mazzola

Of course you can as long as the short sale was completed over two years ago and you have re-established credit afterwards. Call me and I can give you a rate quote. 888-473-8323 ext 1

Very Possible. Get with a Lender411 loan officer to discuss your situation.

What kind of loan do you currently Have? how long have you currently owned your home ? have you missed any payments on your current loan? You will need to provide more information to the lender that you choose-Pete

Yes, this is certainly possible. FNMA will allow a 2 year seasoning on short sales, but there are other considerations to be made. The best thing for you to do is to have a local lender qualify you.