I currently have an adjustable rate mortgage that is due to change rates within the year. I would like to refinance before that happens....I have excellent credit, however I do carry some debt. What are my options. by rick402 from Hoboken, New Jersey. Jun 23rd 2010
Simply speak with a lender and start the process; rates are low, so it's a great time to do so. Click on the "find a lender" tab above and search Hoboken, NJ.
DO NOT do anything before you check our rates. If you are looking for a 30 year fixed, our rates start at 4.25%! Our corporate office is based in Mt. Laurel, NJ and we have been in business for almost 25 years. Please send me an email for a FREE quote. adennie@fmbranch.com.
I can give you prequal without pulling your credit. Or you can call me 302378774?
Most lenders will usually loan on a 45% to 50% debt-to-income ratio. ... Happy funding, Rudi
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