Can my husband refinance without my signature?

He cannot add your name to the mortgage.. if he refinances, then he will be refinancing in his own name.. however, the title will remain in both your names... When someone does a mortgage, all signatures have to be signed live, with a witness and notarized. There isn't anyone out there willing to go around this requirement for the sake of one individual... .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

No he cannot do that without your signature and usually a full refinance. If he forges your name that is considered fraud which is illegal. There really is no reason for him to add your name to the mortgage as he will still be 100% responsible for any default. and it doesn't help you, it can only harm you in case of default. So really it is pointless to add your name unless you are trying to raise your credit score by having more accounts on your credit. I hope that helps.

Good Morning Lucy...No he cannot do that without your signature and the current lender would have to be involved... A new refinance is most likely the only way to have both names on the Mortgage.... If he forges your name that is considered fraud which is illegal... There is no reason for him to add your name to the mortgage, since he will still be 100% responsible for the Mortgage... Having your name on the Title (Deed) should be sufficient security for you...~~BUT~~ Please speak with a Real Estate Attorney to confirm... Should you have additiona questions or concerns, please contact us at: 856-853-1234 or e/m Money@RonWohlfarth.com

The only way he could do that is if you give him Power Of Attorney giving him the authority to sign for you. The lender would require a specific POA as well. If you did not sign a POA then you should be OK.. However, not knowing New Jersey law i suggest you contact an attorney just to be on the safe side.

He cannot add you to the current mortgage. The only way to do this is via a refinance AND if you sign all the documents. Based on what you said regarding feeling uncomfortable about his motivations, you should speak with a real estate attorney.

NO... One to but, two to sell or refinance. Even if you were not in official title, you would have a marital lien on the property, and he would still need your signature to refinance. He might be able to sneak signatures for the loan application, but no title company or closing agent is going to let it close without you. If he does somehow manage that, call the Police for fraud.

The only way to include both your names on the mortgage is by refinancing it.