can my spouse sign a disclaimer for a va loan in arizona

The answer depends on a lot of things. If your spouse is the Veteran, whose eligibility you are using for the loan, then the answer is no. If you are the veteran and you do not want your spouse on the loan, or your spouse's circumstances would prevent you from being approved, then yes, the non borrowing spouse would be allowed to remain off the loan, but would be required to sign the Disclaimer deed at closing. You would have to be able to support the monthly payments of you spouse in your debt servicing in addition to your own. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Certified by the National Association of Mortgage Professionals and Licensed in California and Arizona ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Too much info is missing, however in general, Bert's answer above is spot on.. Keep in mind that the lender will still want to run a credit report on your spouse to determine her debt.. and the payments for her debt will be added to your debt for qualifying purposes.. you cannot add your spouses income, but you must include her debt.. if this sounds confusing, give me a call, and I'll explain further.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Need more information

If you do not want spouse on your VA loan, do not include the spouse on the purchase offer or loan application; spouse will need to sign a quitclaim deed at closing. You can add spouse to the title later, if you desire to do so.

Berts answer is accurate.

More info is needed

It depends

Bert & William are on the right track call them and give more details.