Can you add a non borrower to the note at the time of a loan modification without adding them to title

I am not aware of any circumstances where a lender would allow anyone to be added to an existing loan, even during a modification. It does not matter if you add them to title or not. The only exceptions to this might be on an FHA or VA loan where the BUYER is assuming the responsibility for the existing loan. Another situation would be where the owner/borrower dies and the will transfers ownership of the property to an heir. The heir is also added to the loan. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we're pending approval in VA. ~ www.ApplyYes.com 480-889-9000.