Can you do 100% finance through Seller creative finance? If so reply to Farmers55438@yahoo.com

The short answer is NO.. All conforming loan products have a "Loan to Value" (LTV) and a "Combined Loan to Value" (CLTV) requirement.. For conventional, you need a minimum of 3% down.. regardless of how much the seller is willing to finance you.. however, if the seller is willing to finance you 17% of the purchase price, and you put 3% down, then you can avoid paying monthly mortgage insurance. When you go outside of conforming loan's and venture into Portfolio loans, (Hard money).. then most all of these loan products require a much larger buyer contribution. If you would like advise in regards to your specific scenario, feel free to reach out to me.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893