Closing on a USDA loan but encountered a problem

How do you show proof that their adult child who lives at home didn't earn income the previous year? My USDA loan has a household income limit and I'm having problem with my lender since they are asking for more than just a Verification of Nonfiling Letter. They need a 1040 tax form showing an amount even if it shows $0.00. What can we do? by trent63 from Detroit, Michigan. Nov 4th 2022 Reply