Conventional loan after FHA loan

Can I refinance with a credit score of 640 and DTI of 42%? I bought my home for $300k and it’s worth $400k today. I earned $69k a year for two years straight and I have been employed here for 5 years now. I have an FHA loan and I plan to apply for a conventional loan next. by dwsauder399 from Idaho City, Idaho. Jan 26th 2022 Reply