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I do not have good credit and would like for someone to guide me in what to work on.. Who should I contact in order to start working on my credit. In order to have a better chance in buying a home. by shellyocasio from Winter Park, Florida. Mar 28th 2014 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete profile, they will be able to properly advise you as to which steps would be necessary to get financing.. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders. Because of their volume, they rarely take the time to help someone get fixed up.. if you don't have perfect credit, your denied and they move on.. But by applying with your LOCAL Broker, he will take the time to help you get fixed up, and you'll have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Mar 28th 2014
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Sharon Duffy (sduffy)
#70 ranked lender in Pennsylvania - 595 contributions

Please give me a call and we can go over all of your information!Sharon

Mar 28th 2014
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

If you give us a call we would be happy to help you throughout the process to get your credit where it needs to be to be able to buy. We will also give you all the information on how to prepare your finances to be in the perfect position to buy once you are ready. Give us a call and we will be glad to give you a free analysis. 800-991-5309 ask for Michelle

Mar 28th 2014
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Craig Prickett (cpmtgnow)
#159 ranked lender in Florida - 98 contributions

We provide you a free credit report and run free improvement simulators to guide you to a better credit score. We are most likely able to work with you with a 580 score. First Step, please complete your application at my web site www.firstfloridafin.com and I will call you back to discuss further. Or call me at 954 558 4430

Mar 28th 2014
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Edward Fallon (edfallon)
#89 ranked lender in Pennsylvania - 143 contributions

I would like to help you and we can start with a simple conversation. After that, we will run your credit report and determine where you are with your credit and credit score, determine where we need to be, and come up with a plan on how to get there. You are smart to see professional assistance in this. The worst thing you can do is to take action without know how it impacts your ability to get approved for a mortgage.Edward Fallon | Senior Loan Officer O: 610.660.4712 | C: 610.308.9001 F: 610.680.3657 | NMLS# 144708 Allied Mortgage Group NMLS"10677 Bala Avenue, Bala Cynwyd, PA 19004

Mar 28th 2014
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