What is the lowest your credit score needs to be to get a home equity loan on a home that is paid for? by greg_deminco171 from San Mateo, California. May 19th 2014
Hi Greg! You would need to figure out who you want to work with and ask that question directly. In most instances, you would likely need a minimum FICO Score of 660, but preferably you should have a Score over 720 to have the most lending options. Good Luck!
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