Currently out of country on employment visa, can I get a loan in the states?

Much more info needed.. First, are you a US citizen? do you file all your income on a US federal tax return? Based on your question, its unclear.. But the guidelines are different for purchasing a primary residence, a 2nd home or an investment home.. For primary residence, you have to move into the property within 60 days of closing.. For a 2nd home, some lenders will not allow you to purchase a 2nd home if you don't own a primary residence. Investment properties require larger down payments and higher interest rates.. So with so little info given, it's impossible to answer your question.. For this reason, the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347