Difficulty in Getting a Mortgage

I am in the process of completing a mortgage for a home we are buying within the year. I have an excellent credit score, am well paid, and have been with my employer for the past 10 years. I have no debts and I am excited to purchase my new home. The problem is, my lender has been asking for way too many requirements in my opinion just to get approved. They asked for 3 years of tax returns, 2 months of savings and checking, all paycheck stubs plus pay stubs for bonuses received. Some of the requests felt very intrusive and offensive. I remember when all you needed to get a loan was to provide a bank statement and that was it. Is it really that hard to get a mortgage these days? by jbryan85 from Georgetown, Georgia. Oct 20th 2021 Reply