Do we need to boost our scores to qualify?

Our lender is saying that we need to boost our credit scores to qualify for a loan at $250k. Our income is not a problem and we don’t know what the issue is. My score is 630. We just sold our home and lowered an auto loan from $50k to $5k so hopefully that would give us a better shot. by mwilson508 from Miami, Florida. Jun 1st 2022 Reply