Do you finance Home purchase's in panama for and american citizen?

No, Panama is not part of the US, you need to find a lender there. Also, note that Panama does not allow you to own land unless you are a Panamanian. I am assuming from your profile name that you are so go to Panama and find an investor, a US investor will not and cannot be an option.

This may be a good starting point. You will need to cut & paste this link:http://panamamortgageinsurance.com/Best wishes, Rudi

Getting a LoanSeveral banks in Panama are very comfortable with home loans for foreigners. Typically, loans are issued for up to 70-75% of the value the bank establishes for the property. Loans are usually variable rate and can range from 10 to 30 years. For senior citizens there's one hitch: loans must be paid by the age of 75. So if you are 65, the maximum time of the loan you receive will be 10 years.To qualify for a loan, banks normally require the following from foreign investors: * Proof of income (pay slips, CPA certified income statements) * Last three personal income tax declarations * 2 Bank references * 2 Clear copies of passports and driver's license * Copy of public utility bills of current residence * Credit Report (Experian, TransUnion, Equifax) * Life Insurance * Fire Insurance for the property to be purchased * An account with the lending bank (to auto-debit your monthly payments)Typical loan terms: * 15-25 years (or shorter if you're approaching 75 years of age) * Fixed rate based on the Libor rate or variable based on Prime Rate * 1.5% closing feeshttp://www.panamarealestatepros.com/panama_banking.aspPeter Kouropoulos 415-680-0811