Do you know of a VA Construction loan lender that does not require money down to build on my land in Atmore Alabama.

No.. in fact, this is one of the hardest loan types to find.. it's the "needle in the haystack" loan. Understand that although VA offers this loan, VA does not lend money.. they only insure loan's against default.. the lenders, or those with the $$ will oftentimes have their own rules above what VA calls for.. it's these "Overlay's" that makes lending rules different, one lender to the other.. and for most all.. they wont do VA construction loans. A lot can happen from the time you're approved to a year or so later when the property is finished. You could lose your job, or get sick or injured and lose your ability to earn an income..the same could happen to your spouse.. you could be transferred.. your credit scores could drop below acceptable levels.. literally, there are hundreds of scenarios where you might not qualify for the mortgage a year later when the home is built.. Of all the different loan products, this is absolutely the most risky for lenders.. during the real estate down turn in 2008, the lenders doing construction loans were hit the hardest.. For that reason, this loan will be near impossible to find.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347