does harp cover land refinance. I have a $125,000 financed land in Maine. would like to refinance. is this possible under harp

No.. HARP loans are only available for owner occupied "Real" property with loan's that are currently owned by Fannie Mae or Freddie Mac. Land loans were never allowed for conventional financing, so none of them would qualify for HARP refinancing.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347