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DTI problems

Hi, are there any mortgages that allows a higher DTI with a good credit score than an FHA loan? I'm having difficulty getting above 160k because of my DTI. Are hard money loans a good alternative if ever? What steps do I need to take to lower my DTI? by lauren999 from Sacramento, California. Jan 11th 2023 Reply


Dan Paladin (dpaladin)
#356 ranked lender in California - 792 contributions

You can pay down debt to lower your DTI. FHA is the most forgiving regarding DTI.Contact me if want to discuss further.

Jan 13th 2023
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