Engaged and considering whether to get into a home or get married first

Not enough info.. Usually I tell all my pre married clients to let me look at both borrowers before the marriage takes place.. If one borrower has excessive debt or has some bad credit, then your better off purchasing before the marriage assuming the single borrower qualifies.. FHA requires non borrowing spouse debt to be included in the ratios of the borrowing spouse when the property is located in a community property state (such as my state, AZ).. so depending on where your looking to purchase could effect your ability to purchase after the marriage.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

it all depends on your credit. if both have good credit, you can buy together , single or married ,and both be on the apps.. if one of you have better credit than the other, have that person do the loan.. if you do FHA, AND your credit is better, and you are married, you can buy married sole and separate from your spouse, but you will have to qualify with your debts along with your spouses debts.. so the bottom line is ,, your credit will mandate your decision.. linda i have been a credit underwriter, so i am pretty good at these. yourloanpartnerforlife@live.com

Hi there..I am a local lender in Cherry Hill Nj. Please give me a call and we can go over all of your options.Sharon7th Level Mortgage856 324 3608

As far as lending purposes no. As far as tax ramifications you should speak to your accountant. FHA loans allow co-borrowers and non occupied co borrowers.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation ask for Michelle or Benny. We will find the Best Mortgage Option to suit your needs! Check us out at www.BestMortgageOption.comAsk us about the awesome discounts we offer heroes as a Homes for Heroes affiliate!

no difference before or after you marry - the process and qualifications are the same for FHA. If you are in agreement, I suggest you buy sooner as interest rate are likely to be higher the longer you wait.

Pulling from several previous posters, there is no difference regarding the financing UNLESS you are buying in a community property state. But there aren't any of these particularly close to you so you're fine unless you're moving away somewhere. It may or may not be smart or possible to have one or both of you on the loan, but this decision will be the same whether you buy before or after. All that being said, there are some differences in the way that you should title the property from an estate perspective. However, this can generally be amended after you are married if necessary. I am always availabale for further consultation if desired.... Good Luck and Congratulations on the nuptials! Email me at robhanson@emortgagegroup.com or call directly at 301-651-7822. Please leave a voicemail if I am unable to pick up and I will return the call immediately.

There is no difference whether you are married or not in terms of the loan. You should take into consideration your credit scores and income. If one of you has a poorer credit score that will negatively affect the interest rate you get, you should see if the other one if able to qualify for the loan on your own. In terms of any tax breaks you might get on your mortgage being married vs. being single, you should consult your accountant.

Good Morning Gregory...Yes you may co~borrow...No significant benefits...Feel Free to contact us~~Good Morning and Welcome...We are in the Real Estate Consulting Business...We provide Mortgage Financing in all 50 States...We specialize in Consulting for the HomeOwner/Buyer...Our goal is to obtain the best Financing for their individual needs...We are located in Downtown Woodbury New Jersey...Woodbury is the county seat of Gloucester County...We are about 25 minutes from Center City Philidelphia...Atlantic City is about one hour from us...Contact: www.RonWohlfarth.com--- ~ Money@RonWohlfarth.com... ~856-853-1234...We look forward to assisting you with your Housing needs...

if you still need help, I will be glad to assist you, give me a call at (201) 434- 0005.