Exactly what are the requirements for a VA loan? I am a vet but don't know where to start.

Rudolph, the process is very simple. We are direct lenders of the VA. Please send me an email at adennie@fmbranch.com and I could have you approved today. Freedom Mortgage is licensed to lend in all 50 states.

Rudolph, Beside Credit and Income the other requirements is for you to be able to obtain a Certificate of Eligibility from the Department of Veterans Affair,Depending on your purchase price you need to have a 620 and higher fico score and enough income to keep your debt to income ration less than 45%

This is a FYI about the loan in general.It's the only loan besides USDA that allows 100% financing. Both have 3% or more in upfront fees besides the normal fees for receiving a loan. That's $9,000 on a $300,000 loan. If you have a 3.5% down payment FHA is better. If you have 5% to 10.1% down payment a regular conforming loan or jumbo conforming loan is much better. Also, in San Diego County VA loan limits are lower than FHA or Conventional Financing. .... Happy funding, Rudi